For any aspect of our financial planning services that you require, all charges and fees will be fully disclosed to you before any work commences.

We like to work by providing every client with a free initial consultation, this will help us to establish whether we are able to assist you. The initial consultation comes without obligation to proceed further, and provides you with an opportunity to ask any questions.

At First Equitable we operate on a completely transparent basis with our clients. Depending on the nature of the work involved you may pay either a fixed fee or a percentage of the amount invested. This may be taken upfront as an initial charge and/or on an ongoing basis if portfolio management or regular advice is required. For certain business such as that related to mortgage and protection products, we may be remunerated by a procuration fee by the lender.

Our services will typically be exempt from VAT, unless the work involved is purely advice based, with no relation to specific products and services, in which case VAT may be payable. We will always confirm if VAT is payable before we undertake any work for you.

If you would like to receive full details of the fees charged by First Equitable, please download a copy of our Client Agreement below. Alternatively, if you would like to discuss your needs directly with an adviser, please give us a call or use the contact page to send us a message.

  • Having been dealing with First Equitable for almost two years, I can only recommend their services. Very professional, knowledgeable and courteous. When they say they will call or be in touch, that’s exactly what happens; without fail and on time. I have never had to do any chasing."
    Mark Joyce (Walsall)
  • The only Independent Financial Adviser I could find to provide assistance with my Final Salary pension transfer, at a competitive rate and without feeling I was being taking advantage of."
    Andrew Potter (Wirral)
  • Our adviser, Sam Hulson, is always available when we need to talk – hopefully infrequently. We regard him as a friend as much as a financial adviser.”
    A M Grant (San Miguel de Salinas)
  • Sam has helped guide me through the complexities of transferring my Final Salary pension scheme and has provided excellent ongoing support to help me make the right decisions with the backdrop of a volatile market and uncertain outlook.”
    Michael Wragg (London Area)
  • We have been very pleased with the service that you have provided - professional, efficient & friendly from start to finish. Please pass on our thanks to Robert as well. We will certainly call on you first if we need help in the future.”
    Gail & Phil Peterson (Wokingham)
  • Based on my experience so far, it has been a pleasure to do business with yourselves. Communications and paperwork have been executed as per the stated schedule.”
    Mark Smith (Birmingham)
  • First Equitable (Sam Hulson) provided the service I required at a fair cost, in a speedy and efficient manner.”
    Jim Shackleton (South Yorkshire)
  • My dealings with First Equitable have been limited to financial advice on my Defined Benefit pension scheme. The advice was given in a very professional way and was cost-effective.”
    Neil Beever (Sheffield)
  • I very much appreciate your professional approach and the way you have presented your investment analysis. I would not hesitate to contact you again, in the event that I require additional services in the future."
    Simon Richardson (Verwood)