Level-term insurance policies
Level-term policies can be a good option for family protection, where you want to leave a lump sum that your family can invest to live on after you’ve gone. It can also be a good option if you need a specified amount of cover for a certain length of time, for example, to cover an interest-only mortgage that’s not covered by an endowment policy.
Decreasing-term life insurance policies
Premiums are usually cheaper than for level-term cover as the amount insured reduces as time goes on. Decreasing- term assurance policies can also be used for Inheritance Tax planning purposes.
Family income benefit policies
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